All About Us...

A dedicated team of Independent Financial Advisers working to develop long term relationships with our clients. We ensure our clients' financial requirements are catered for throughout the different phases of life by developing close working relationships, applying our knowledge and professionalism to every aspect of finance, however large or small

Why should you choose Excel 121 Ltd?

When did you last take a long, hard look at your financial affairs? The chances are that you have been so busy with other aspects of your life - your family, business or career - that you may have forgotten to attend to the financial foundations. With all the tax and financial changes that have taken place in recent years, you need help from an organisation that is on your side, and can advise on the whole of the market.

With finances and financial planning becoming ever more complicated, there has never been a better time to take advice from local experts you can trust.

As Independent Financial Advisers we are required to have proper regard for our client's best interests in any advice given. We must therefore do our utmost to ensure that you are aware of your personal and financial circumstances so that our advice is the most suitable for your needs.

An essential part of establishing a relationship with you is to carry out a fact finding review. Information, once gathered, is used to;

  • Establish your current financial circumstances
  • Identify potential areas that may need attention

After discussion with you we may then be able to make specific recommendations taking into account your circumstances, your own financial goals and your attitude towards investment and financial risk.

Our clients are based throughout the UK and new clients are welcome from any location.

How do we work?

As you would expect, professionally qualified IFA's are paid for their advice. We can be paid by fee which you pay. The amount payable will be advised to you in writing before any work commences. Alternatively, if you take out any financial products, the provider of the product may pay us commission. The amount of the commission will be disclosed to you before the plan or product starts.

In the case of fee based advice, if you decide to buy a product, any commission that is built into the product is normally invested back into the product or fund recommended.

We will agree a mix and match arrangement, charging a smaller fee in return for some commission, if this is the most appropriate method for you.

Protection Mortgages Independent Advice Savings and Investments Pensions General Insurance
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